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Offered dental insurance through your employer?

Find the information you need to understand dental coverage.

Buying a plan on your own? View our options for individual dental insurance.

Care you can count on

Since 1955, Delta Dental has been a trusted leader in dental benefits, providing generations of satisfied customers with access to quality care. Today, millions of members put their trust in us to do what's right for their oral health.

  • How dental benefits help you

    • Improve oral health and overall health. Your dentist can catch major problems like gum disease and oral cancer. Studies have linked poor oral health to conditions such as diabetes and osteoporosis.
    • Take care of your teeth and gums. You’re more likely to visit the dentist if you have dental insurance.¹
    • Pay less for dental needs. Insurance lets you pay a fraction of the cost you’d have to pay if you weren’t covered.

Learn more about Delta Dental plans and networks

No matter which plan you're enrolled in, you can count on access to preventive services at no or low cost, no claim forms for in-network procedures and care from a provider that meets Delta Dental quality standards.

Delta Dental PPO™ ²
Dental plan type: PPO

Descripción general
Proporciona acceso a una red de dentistas que aceptan cargos negociados, lo que genera gastos directos bajos

Tamaño de la red de dentistas
Red de tamaño mediano

¿Consultas a cualquier dentista?
Yes, but you’ll save the most by visiting an in-network PPO dentist.

¿Se necesitan derivaciones para especialistas?
No

Límite máximo anual

Deducible

Copago
No

Coseguro

Posibles ahorros
Ahorros altos

Learn more about this plan
 Delta Dental PPO
More on Delta Dental PPO
 

Delta Dental PPO Plus Premier™
Dental plan type: PPO

Descripción general
Combina dos redes para brindarte mayor acceso a proveedores dentales y, al mismo tiempo, obtener cargos negociados

Tamaño de la red de dentistas
Red grande

¿Consultas a cualquier dentista?
Yes, but you’ll save the most by visiting an in-network PPO dentist. If you can't go to a PPO dentist, a Premier dentist will save you some money.

¿Se necesitan derivaciones para especialistas?
No

Límite máximo anual

Deducible

Copago
No

Coseguro

Posibles ahorros
Ahorro medio

Learn more about this plan
 Delta Dental PPO y Delta Dental Premier
More on PPO and Premier
 

DeltaCare® USA (HMO)
Dental plan type: DHMO

Descripción general
Ofrece cobertura para cientos de procedimientos con copagos bajos o sin copagos en la mayoría de los servicios de atención preventiva

Tamaño de la red de dentistas
Red más pequeña

¿Consultas a cualquier dentista?
No. You must select a general dentist from the DeltaCare USA network.³

¿Se necesitan derivaciones para especialistas?
Yes³

Límite máximo anual
No

Deducible
No

Copago

Coseguro
No

Posibles ahorros
Ahorros altos

Learn more about this plan
 DeltaCare USA
More on DeltaCare USA

 

Delta Dental PPO™ ²
Dental plan type: PPO

Delta Dental PPO
Plus Premier™

Dental plan type: PPO

DeltaCare® USA
(HMO)

Dental plan type: DHMO

Descripción general Proporciona acceso a una red de dentistas que aceptan cargos negociados, lo que genera gastos directos bajos Combina dos redes para brindarte mayor acceso a proveedores dentales y, al mismo tiempo, obtener cargos negociados Ofrece cobertura para cientos de procedimientos con copagos bajos o sin copagos en la mayoría de los servicios de atención preventiva
Tamaño de la red de dentistas Red de tamaño mediano Red grande Red más pequeña
¿Consultas a cualquier dentista? Yes, but you’ll save the most by visiting an in-network PPO dentist. Yes, but you’ll save the most by visiting an in-network PPO dentist. If you visit a Premier dentist, you’ll still save money. No. You must select a general dentist from the DeltaCare USA network.³
¿Se necesitan derivaciones para especialistas? No No Yes, except for pediatric dentists³
Límite máximo anual No
Deducible No
Copago No No
Coseguro No
Posibles ahorros Ahorros altos Ahorro medio Ahorros altos
Learn more about this plan  Delta Dental PPO
More on Delta Dental PPO
  Delta Dental PPO y Delta Dental Premier
More on PPO and Premier
 DeltaCare USA
More on DeltaCare USA

Knowledge center

Get more from your coverage

You can get other discounts and benefits to help manage your oral health and budget.

Beneficios para miembros

All members get member perks that feature discounts on health care products and services. Virtual visits give you expert advice from a Delta Dental dentist.⁵ 

Additional products and benefits

Ask your benefits representative if you have access to these products or features.

  • ¿Ya eres miembro?

    Log in or create an online account to access your specific plan information, 
find a dentist and more.

    ¿Ya eres miembro?

    Log in or create an online account to access your specific plan information, 
find a dentist and more.

© 2025 Vision Service Plan. Todos los derechos reservados.


¹ Delta Dental Plans Association, 2020. The State of America’s Oral Health Report.


² In Texas, Delta Dental Insurance Company provides a dental provider organization (DPO) plan.

³ Children through age 13 do not need a referral to receive care from a pediatric specialist. Si vives en Alaska, Connecticut, Louisiana, Maine, Mississippi, Montana, North Carolina, North Dakota, New Hampshire, Oklahoma, South Dakota, Vermont o Wyoming, no tienes que elegir primero un dentista general, y tampoco tienes que obtener una derivación para ver a un especialista.


⁴ Delta Dental Premier is the largest dentist network nationwide based on total unique dentists, as of septiembre de 2023, according to Zelis Network360.



⁵ Virtual dentistry is covered under PPO plans, but a DeltaCare USA member can use it for an out-of-pocket fee.

⁶ SmileWay Wellness Benefits are not included under all plans. Conocido como beneficios mejorados de SmileWay en Texas.

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